अApnaFunda

AYE FINANCE LIMITED (AYE)

Finance · Finance/Rental/Leasing · figures to Nov '26

Newly listed or thinly covered: fundamentals appear here once there is enough reported history. Prices and market cap are up to date.

Share price

Closing priceAdjusted for splits and bonus issues.

₹153.04 latest close · −13.1% over the last 90 sessions

₹140₹160₹180Jul 3Jul 29Aug 24Sep 17Oct 14Nov 9 ₹140₹160₹180Jul 3Sep 4Nov 9

1-year volatility 59.9%

How rough has the ride been?

Maximum drawdown-33.2%recovered 2026-04
1-year volatility59.9%annualised
Volume spikes5last 90 sessions, 5x the 50-day median

Drawdown from peak

0%−10%−20%−30%−32.5% 0%−10%−20%−30%−32.5%
Largest drawdowns

-33.2% (2026-02 peak to 2026-04 low, recovered 2026-04)

-31.8% (2026-07 peak to 2026-10 low, not yet recovered)

-16.8% (2026-05 peak to 2026-05 low, recovered 2026-06)

Most recent volume spikes

2026-10-21: 6.2x the 50-day median, price -2.2% that day

2026-08-28: 13.5x the 50-day median, price +1.3% that day

2026-08-27: 20.7x the 50-day median, price +2.8% that day

Where does it rank among Finance peers?

Each cell is the company's percentile rank among its Finance peers (banks and financial companies) that month.
Darker is better-ranked.
Rows marked ↓ are inverted (lower debt, shorter cash cycle and a lower P/E rank higher).

Where it ranks today

  • ROE (approx.)37th
  • P/B ↓51st
  • FII + DII72nd

Rank history

ROE (approx.)
P/B ↓
FII + DII
Dec '21Jul '22Jan '23Jul '23Jan '24Jul '24Jan '25Jul '25Jan '26Jul '26Nov '26
Lower rank Higher rank Not enough data

Percentiles use today's listed companies in the sector and need at least 5 peers with a value; grey cells have too few.
ROE is computed from net profit and book value where the source does not report it.

The Finance sector page Watch it move against Finance in the Observatory

What is the price implying?

~12%annual earnings growth implied by the price

At a P/E of 14.5x, the price would imply about 11.7%/yr earnings growth for 10 years under the same assumptions, but it is not ranked.

Fewer than six years of annual earnings are available, which is too little to measure delivered growth.

“Implied growth” is what the current price would require under our stated assumptions, not what we expect.

What prices imply across Finance The market-wide Expectations lists

Key figures

Share Priceclose 9 Nov
₹153.04
P/E
14.5x
Market Cap
₹3775 cr
Revenue (TTM)
₹1872 cr
P/S
2.0x
P/B
1.5x
ROE
9.0%
Debt / Equity
2.0x

Price risk

1Y volatility
59.9%
Beta vs sector
1-year daily
1.68

Are profits backed by cash?

1 of 1checks within rangeAll clear
Tax rate22%Within range

Median quarterly effective tax rate over about 2.5 years: 22.0%. Bands: 15% to 35%, 5% to 15% or 35% to 50%, outside 5% to 50%.

Tap a check to see how it is measured

Cash conversion and receivable days are not meaningful for banks and NBFCs, so only the other-income and tax-rate checks are shown.

How to read this

Each check is a named rule with fixed thresholds, not a score. Annual statements are the latest restated figures, so a past year may differ from what was originally reported.

All terms explained in the glossary →

What changed?

7 events since Apr '26

  1. OctPriceFell 32% from the Jul 2026 peak to the Oct 2026 low.
  2. OctPriceVolume reached 6.2x its 50-day median on 2026-10-21; price -2.2% that day.
  3. AugPriceVolume reached 20.7x its 50-day median on 2026-08-27; price +2.8% that day.
  4. JunPeer rankSlipped to the 3rd quartile of Finance on ROE (from the 2nd quartile).
  5. AprPriceRegained the 2026-02 peak, 0 months after the low.
  6. AprPriceFell 33% from the Feb 2026 peak to the Apr 2026 low.
  7. AprPriceVolume reached 19.9x its 50-day median on 2026-04-27; price +10.0% that day.

Events are generated from the data by fixed rules.
The month shown is when the change became visible in the reported figures, assuming a 60-day lag after each quarter end; it is not an announcement date.

Where price and fundamentals disagree, market-wide Rewind the whole market to any month

Monthly history10 months · 2026-02 to 2026-11
MonthP/ERevenue (TTM)ROEDebt / Equity
2026-1114.5x₹1872 cr9.0%2.0x
2026-1012.3x₹1872 cr9.0%2.0x
2026-0914.8x₹1872 cr9.0%2.0x
2026-0819.7x₹1800 cr9.0%2.0x
2026-0718.3x₹1800 cr9.0%2.0x
2026-0619.1x₹1800 cr9.0%2.0x
2026-0518.7x₹1694 cr12.0%2.7x
2026-0417.1x₹1694 cr12.0%2.7x
2026-0312.3x₹1694 cr12.0%2.7x
2026-0217.7x₹1612 cr12.0%2.7x

Methodology and data notes

Methodology

Methodology and data notes

All figures come from public exchange prices and screener.in financial statements. Quarterly and annual results are shown from 60 days after the period end, so a month never uses a result before it would plausibly have been published. Statements are the latest versions, which may include later restatements.

Sector medians, percentiles and indices use today's listed companies in the sector (survivorship bias). Prices are adjusted for splits and bonus issues; around a corporate action the fundamentals may lag the price by up to a month, and affected sections are hidden.

The return decomposition uses price = P/E × net profit ÷ share count. The reverse DCF uses a fixed 12% cost of equity, a 10-year horizon and a 15x terminal P/E, and is an illustration only. Events, flags and twins follow fixed rules and thresholds described next to each section.

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