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PAISALO DIGITAL LIMITED (PAISALO)

Finance · Finance/Rental/Leasing · figures to Nov '26

Quality scoreHow the business itself ranks against its sector peers on profitability, 3-year growth and leverage. 50 is the middle of the sector.82 / 100
Profitability 74Growth 91
Momentum scoreHow strong the recent trend is: 3-month price change, 12-month improvement in earnings and the rise in FII + DII holding, among companies above ₹500 cr.49 / 100
Price 82Earnings 59FII/DII 5

Passes these screensHigh Momentum

Compare withBAJAJ FINANCESHRIRAM FINANCECHOLAMANDALAM INVESTMENT AND F

Share price

Closing priceAdjusted for splits and bonus issues.

₹76.94 latest close · +7.1% over the last 90 sessions

₹70₹80₹90Jul 3Jul 29Aug 24Sep 17Oct 14Nov 9 ₹70₹80₹90Jul 3Sep 4Nov 9

₹76.94 month-end · +105.3% over 12 months

₹40₹60₹80Nov '25Jan '26Apr '26Jun '26Sep '26Nov '26 ₹40₹60₹80Nov '25May '26Nov '26

₹76.94 month-end · +89.5% over 3 years

₹40₹60₹80Nov '23Jun '24Jan '25Sep '25Apr '26Nov '26 ₹40₹60₹80Nov '23May '25Nov '26

₹76.94 month-end · +407.9% since Jan '19

₹0₹50₹100Jan '19Aug '20Mar '22Sep '23Apr '25Nov '26 ₹0₹50₹100Jan '19Dec '22Nov '26

52-week range ₹30.00 to ₹94.88 · 1-year volatility 43.0%

Was the rally earned?

+105%share price, 1 yearMultiple-driven

Partly.

  • Most of the rise came from investors paying a higher multiple (P/E 16.4x to 27.9x); per-share earnings added 27 points.
  • The share count barely moved.
Net profit growth: +30 pts. Points of the price return explained by net profit growing (or shrinking).+30 ptsNet profit growthP/E change: +78 pts. Points of the price return explained by the market paying a higher or lower P/E multiple.+78 ptsP/E changeShare count change: −2 pts. Points of the price return explained by the share count changing. More shares count against the price.−2 ptsShare count changeShare price: +105%+105%Share priceNet profit growth: +30 pts. Points of the price return explained by net profit growing (or shrinking).+30ProfitP/E change: +78 pts. Points of the price return explained by the market paying a higher or lower P/E multiple.+78P/EShare count change: −2 pts. Points of the price return explained by the share count changing. More shares count against the price.−2SharesShare price: +105%+105%Share price
Net profit growth+30 ptsNet profit rose about 23%, which lifts the price.
P/E change+78 ptsThe P/E rose from 16.4x to 27.9x, which lifts the price.
Share count change-2 ptsShare count was little changed. More shares would count against the price.
+90%share price, 3 yearsLower P/E held it back

Mostly yes, with a catch.

  • Per-share earnings added 137 points, but investors now pay less per rupee of profit (P/E 39.0x to 27.9x), which took 47 points back.
  • The share count barely moved.
Net profit growth: +138 pts. Points of the price return explained by net profit growing (or shrinking).+138 ptsNet profit growthP/E change: −47 pts. Points of the price return explained by the market paying a higher or lower P/E multiple.−47 ptsP/E changeShare count change: −1 pts. Points of the price return explained by the share count changing. More shares count against the price.−1 ptsShare count changeShare price: +90%+90%Share priceNet profit growth: +138 pts. Points of the price return explained by net profit growing (or shrinking).+138ProfitP/E change: −47 pts. Points of the price return explained by the market paying a higher or lower P/E multiple.−47P/EShare count change: −1 pts. Points of the price return explained by the share count changing. More shares count against the price.−1SharesShare price: +90%+90%Share price
Net profit growth+138 ptsNet profit rose about 167%, which lifts the price.
P/E change-47 ptsThe P/E fell from 39.0x to 27.9x, which lowers the price.
Share count change-1 ptsShare count was little changed. More shares would count against the price.
+60%share price, 5 yearsLower P/E held it back

Mostly yes, with a catch.

  • Per-share earnings added 177 points, but investors now pay less per rupee of profit (P/E 69.8x to 27.9x), which took 117 points back.
  • The share count rose 8%.
Net profit growth: +187 pts. Points of the price return explained by net profit growing (or shrinking).+187 ptsNet profit growthP/E change: −117 pts. Points of the price return explained by the market paying a higher or lower P/E multiple.−117 ptsP/E changeShare count change: −10 pts. Points of the price return explained by the share count changing. More shares count against the price.−10 ptsShare count changeShare price: +60%+60%Share priceNet profit growth: +187 pts. Points of the price return explained by net profit growing (or shrinking).+187ProfitP/E change: −117 pts. Points of the price return explained by the market paying a higher or lower P/E multiple.−117P/EShare count change: −10 pts. Points of the price return explained by the share count changing. More shares count against the price.−10SharesShare price: +60%+60%Share price
Net profit growth+187 ptsNet profit rose about 333%, which lifts the price.
P/E change-117 ptsThe P/E fell from 69.8x to 27.9x, which lowers the price.
Share count change-10 ptsShare count rose 8%, which lowers the price.
What do "pts" mean?

"pts" are percentage points of the share price return. The parts add up to the total shown for each period. Because price = P/E × net profit ÷ share count, higher profit pushes the price up, a higher P/E pushes it up, and more shares push it down.

Example: if the price rose 34% and profit growth accounts for +58 pts while a lower P/E accounts for -24 pts, then 58 - 24 = 34. The +58 is not the profit growth rate itself: it is the part of the price move that profit growth explains.

Net profit is trailing twelve months as reported with a 60-day lag.

Compare this with BAJAJ FINANCE

How rough has the ride been?

Maximum drawdown-69.1%not yet recovered
1-year volatility43.0%annualised
Beta vs sector index1.083-year daily, correlation 0.38
Volume spikes0last 90 sessions, 5x the 50-day median

Drawdown from peak

0%−20%−40%−60%2020202120222023202420252026−68.5% 0%−20%−40%−60%2020202220242026−68.5%
Largest drawdowns

-69.1% (2024-03 peak to 2025-06 low, not yet recovered)

-68.5% (2019-10 peak to 2020-05 low, recovered 2020-12)

-56.4% (2021-10 peak to 2023-07 low, recovered 2024-01)

Beta is the slope of daily returns against a market-cap-weighted index of the sector's other listed companies, built from today's constituents (so it excludes companies no longer listed).

Is it expensive against its own past and its peers?

4.0xP/B todayNear its historic high
Against its own history84th percentile
CheapestMedian 3.0xDearest

Usual range 2.0x to 4.6x since 2019-01.

Against Finance4.0x vs 1.5x
This company
4.0x
Sector median
1.5x

166% above the Finance median.

0.6x2.9x5.1x7.4xJan '19Aug '20Mar '22Oct '23May '25Nov '260.6x2.9x5.1x7.4xJan '19Sep '21May '24Nov '26
P/B (this company)10th to 90th percentile of its own historyIts medianFinance median

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P/E (this company)10th to 90th percentile of its own historyIts medianFinance median

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P/S (this company)10th to 90th percentile of its own historyIts medianFinance median
How to read this

Shaded band: 10th to 90th percentile of the company's own P/B history; dotted line: its median; orange line: sector median (companies with a positive multiple, at least 5 in the sector).

Sector figures are built from today's listed companies, so they exclude companies that are no longer listed.

All terms explained in the glossary →

How Finance is valued

Where does it rank among Finance peers?

Each cell is the company's percentile rank among its Finance peers (banks and financial companies) that month.
Darker is better-ranked.
Rows marked ↓ are inverted (lower debt, shorter cash cycle and a lower P/E rank higher).

Where it ranks today

  • ROE (approx.)74th▲ 7 pts vs a year ago
  • EPS growth63rd▲ 8 pts vs a year ago
  • P/B ↓13th▼ 29 pts vs a year ago
  • 12M momentum98th▲ 83 pts vs a year ago
  • FII + DII34th▼ 7 pts vs a year ago

Rank history

ROE (approx.)
EPS growth
P/B ↓
12M momentum
FII + DII
Dec '21Jul '22Jan '23Jul '23Jan '24Jul '24Jan '25Jul '25Jan '26Jul '26Nov '26
Lower rank Higher rank Not enough data

Percentiles use today's listed companies in the sector and need at least 5 peers with a value; grey cells have too few.
ROE is computed from net profit and book value where the source does not report it.

The Finance sector page Watch it move against Finance in the Observatory

What is the price implying?

~25%annual earnings growth implied by the priceAbove delivered growth

At normalised P/E (five-year average earnings) of 44.3x, a holder earning 12%/yr needs earnings to grow about 24.6%/yr for 10 years, then trade at 15x.

Delivered18.7%/yrEPS, last 10 fiscal years · 3-yr avg to 3-yr avg
Gap+5.8 ptsimplied minus delivered
Rank11thmost demanding of 63 financials

Over time

Implied growth by month (solid) and delivered growth (dashed).

0%17%34% Jan 2019Nov 2026 0%17%34% Jan 2019Nov 2026

Change the assumptions

Exit P/E / return11%12%13%
12x26.2%27.3%28.5%
15x23.4%24.6%25.7%
20x20.0%21.1%22.1%

Drag a slider to test other assumptions

Implied: 24.6%/yr

Looking back

  • Jan 2020Price implied 14%/yr; EPS has since grown 21%/yr (7.0 yrs)
  • Jan 2021Price implied 27%/yr; EPS has since grown 26%/yr (6.0 yrs)
  • Jan 2022Price implied 26%/yr; EPS has since grown 31%/yr (5.0 yrs)

Past comparisons cover only companies listed today (survivorship bias) and say nothing about future outcomes.

“Implied growth” is what the current price would require under our stated assumptions, not what we expect. How this is calculated and the market-wide lists.

What prices imply across Finance The market-wide Expectations lists

Key figures

Share Priceclose 9 Nov
₹76.94
P/E
27.9x
Market Cap
₹7236 cr
Revenue (TTM)
₹985 cr
P/S
7.3x
P/B
4.0x
ROE
14.0%
Debt / Equity
2.4x
Promoter Holding
46.7%
12M Momentum
105.3%

52-week range

₹30.00₹94.88
72% of the way from its 52-week low to its high

Price risk

1Y volatility
43.0%
Beta vs sector
1-year daily
0.57

Balance sheet & cash

Share count, 1Y
+1.1%

Are profits backed by cash?

1 of 1checks within rangeAll clear
Tax rate26%Within range

Median quarterly effective tax rate over about 2.5 years: 26.0%. Bands: 15% to 35%, 5% to 15% or 35% to 50%, outside 5% to 50%.

Tap a check to see how it is measured

Cash conversion and receivable days are not meaningful for banks and NBFCs, so only the other-income and tax-rate checks are shown.

How to read this

Each check is a named rule with fixed thresholds, not a score. Annual statements are the latest restated figures, so a past year may differ from what was originally reported.

All terms explained in the glossary →

Who has been buying and selling?

  • Over 2 years, FIIs trimmed 8.3 pts; DIIs trimmed 6.1 pts; promoters trimmed 3.7 pts.
  • The number of shareholders rose from 52,323 to 90,332 (+73%) between Mar 2024 and Jun 2026.

Holdings, Jun '26

How each group changed

GroupMar '24Jun '26Change
Promoters50.4%46.7%-3.7 pts
FIIs15.1%6.8%-8.3 pts
DIIs12.9%6.8%-6.1 pts
Public and others21.7%39.7%+18.0 pts

Number of shareholders

90,332shareholders+73% since Mar '24
52k73k94k1.1L Mar '24Sep '24Mar '25Sep '25Mar '26Jun '26
Mar '24: 52,323
Jun '24: 57,711
Sep '24: 71,338
Dec '24: 78,788
Mar '25: 85,096
Jun '25: 99,608
Sep '25: 1.1 lakh
Dec '25: 1.1 lakh
Mar '26: 1.0 lakh
Jun '26: 90,332
 52k73k94k1.1L Mar '24Dec '24Sep '25Jun '26
Mar '24: 52,323
Jun '24: 57,711
Sep '24: 71,338
Dec '24: 78,788
Mar '25: 85,096
Jun '25: 99,608
Sep '25: 1.1 lakh
Dec '25: 1.1 lakh
Mar '26: 1.0 lakh
Jun '26: 90,332

Quarterly shareholding as reported, labelled by the quarter it covers (it becomes visible about two months later).
Shareholder counts are only available for recent quarters.

This quarter's smart-money board

What happened next to similar setups

−17.3%typical 12-month return vs the marketBelow the base rate
  • We found 44 past situations where a bank, NBFC or insurer looked like PAISALO DIGITAL LIMITED today on valuation, return on capital, growth, price momentum, size and volatility.
  • Over the following 12 months the middle half of them returned −26% to +6% vs the market, against −5% for all financial companies in the same months.
  • The analogs' median sat below that base rate (gap −12.5%, 80% range −17.4% to −1.0%), but the matches cluster in only 6 distinct 12-month windows.

Where the 44 outcomes landed

−100%−50%0%+50%+100%
FUSION · Dec 2023: −73.8% vs market
IOB · May 2024: −45.0% vs market
CSBBANK · Jun 2021: −44.4% vs market
BANDHANBNK · Jan 2020: −42.3% vs market
CSLFINANCE · Dec 2023: −41.0% vs market
CREDITACC · Feb 2020: −40.6% vs market
IREDA · Dec 2024: −38.4% vs market
INDIASHLTR · Aug 2025: −35.9% vs market
M&MFIN · Mar 2021: −35.8% vs market
IDFCFIRSTB · Jun 2023: −29.4% vs market
MAHABANK · Apr 2024: −28.9% vs market
EQUITASBNK · May 2023: −25.4% vs market
MANAPPURAM · May 2020: −25.3% vs market
NBIFIN · Feb 2022: −23.9% vs market
UCOBANK · Sep 2023: −23.7% vs market
SRGHFL · Mar 2025: −22.8% vs market
FINOPB · Dec 2024: −21.9% vs market
INDUSINDBK · Mar 2021: −20.7% vs market
IRFC · Jan 2024: −20.3% vs market
MUTHOOTFIN · Oct 2025: −19.9% vs market
APTUS · Sep 2022: −18.0% vs market
HOMEFIRST · Jun 2025: −17.5% vs market
CHOLAHLDNG · May 2025: −17.1% vs market
SBFC · Aug 2025: −13.1% vs market
MASFIN · May 2020: −6.7% vs market
PNBHOUSING · Jun 2025: −6.6% vs market
SHRIRAMFIN · Aug 2021: −6.5% vs market
LTF · Oct 2025: −4.5% vs market
HUDCO · Apr 2024: −2.1% vs market
ARMANFIN · Feb 2023: +0.1% vs market
CGCL · May 2022: +1.2% vs market
AUBANK · Aug 2021: +4.6% vs market
AADHARHFC · May 2025: +5.1% vs market
FEDFINA · Oct 2025: +7.2% vs market
SUNDARMFIN · Jan 2025: +7.8% vs market
UJJIVANSFB · Oct 2025: +8.2% vs market
AAVAS · Mar 2020: +13.3% vs market
CANFINHOME · Apr 2020: +13.7% vs market
BAJFINANCE · Mar 2021: +14.1% vs market
CHOLAFIN · May 2021: +14.5% vs market
PSB · Apr 2023: +18.5% vs market
CUB · Sep 2025: +40.2% vs market
IIFL · Dec 2021: +66.1% vs market
TFCILTD · Oct 2025: +141.8% vs market
Similar setups −17.3%All companies −4.8%← worse than the marketbetter than the market →

Each dot is one past situation (hover or tap for details) · Solid dots are the closest matches, listed below · Shaded is the middle half of all companies in the same months · 1 beyond the range shown, drawn at the edge

Similar setups' median
−17.3%
All companies' median
−4.8%
Beat the market
34% vs 45%

44 past situations · 44 companies · 30 months · 2020–2025

The closest matches

CompanyWhenP/EP/B12M mom.DrawdownNext 12 months
HOMEFIRST
Finance		 Jun 2025 32x4.9x +33%−7% −18%
MASFIN
Finance		 May 2020 20x3.5x +8%−53% −7%
CREDITACC
Finance		 Feb 2020 38x5.1x +102%−15% −41%
ARMANFIN
Finance		 Feb 2023 37x5.6x +82%−16% 0%
SBFC
Finance		 Aug 2025 33x3.7x +25%−11% −13%
Show the other 3 matches
CompanyWhenP/EP/B12M mom.DrawdownNext 12 months
CHOLAFIN
Finance		 May 2021 43x5.5x +288%−7% +15%
CHOLAHLDNG
Finance		 May 2025 17x3.3x +72%−11% −17%
CGCL
Finance		 May 2022 74x7.6x +45%−15% +1%
How reliable is this?

Matched on P/E, P/B, ROE, revenue growth, 12-month momentum, drawdown from 12-month high, size and volatility. Closest on: drawdown from 12-month high, ROE and P/E. One match per company and at most 7 from any one month.

Independent periods: the matches fall in 6 distinct 12-month windows. Matches from nearby months share the same market conditions, so fewer windows means less evidence.

How this is built

This is history, not a forecast. These are past situations where other companies had broadly similar reported numbers and price trends. What happened to them does not tell you what will happen to PAISALO DIGITAL LIMITED. The comparison covers only 2020–2025, a single market period, and only companies still listed today. Companies that were delisted or went bankrupt are missing, which makes past outcomes look better than they were. Returns exclude dividends and are measured against an ApnaFunda-built index, not an official benchmark. Fundamentals are matched on a 60-day assumed reporting lag, not actual announcement dates. Its historical skill has not yet been measured. Past patterns may not repeat.

Methodology

How historical analogs are built

Data as of 2026-11-09. Outcome pool: Jan 2020 to Oct 2025.

For every company we look at the situation it is in today (valuation, return on capital, margins, debt, growth, 12-month price momentum, drawdown, size and volatility) and find past company-months that looked most like it. We then show what happened to those past situations over the following 12 months, measured against the ApnaFunda All index and against the base rate. It describes history. It does not predict anything.

What is compared

FeatureWeightNon-financialFinancial
P/E1yesyes
P/S1yes—
P/B1—yes
ROCE1yes—
operating margin1yes—
ROE1—yes
debt/equity0.75yes—
interest cover0.5yes—
revenue growth0.75yesyes
12-month momentum1yesyes
drawdown from 12-month high0.75yesyes
size0.75yesyes
volatility0.5yesyes

Weights were set by judgement before any outcome was looked at and are never tuned on results. Loss-making companies (negative P/E or net profit) are only matched with other loss-making companies. Banks, NBFCs and insurers are compared only with each other and use a different feature set. Every feature is converted, month by month, to its rank among companies in the same pool in that month, so a P/E of 30 in a hot market and a P/E of 22 in a cold one can match if both were equally expensive for their time. Only that month's data is used.

How closeness and the sample are defined

Distance is the weighted root-mean-square gap between the standardised features both companies have. A match needs at least 70% of the query's feature weight, a distance of at most 0.9, and 30 matches at minimum to be shown. We keep up to 50 matches with these exclusions: never the company itself, one match per company (its closest month), and at most 7 from any one calendar month so a single market episode cannot dominate.

Base rate

The base rate is the distribution of 12-month returns, relative to the market, of every eligible company-month in the same pool, with each month weighted to match the months the analogs came from. It answers: how did a random company do in these same months? Because matches from nearby months share the same market conditions, we also report the number of distinct 12-month windows behind a result, and a bootstrap that resamples months decides whether the analog median differs from the base rate at all. "Not meaningfully different" is the usual outcome and the page copy is written for it.

Limits you should know

  • One market period. The outcome pool covers 2020–2025 only (70 months), including the 2020 crash and the 2020–21 rally.
  • Survivorship. Only companies listed today are included. Delisted and bankrupt companies are missing, which flatters past outcomes, particularly for distressed-looking setups.
  • Price return only. Dividends are excluded, and the benchmark is an ApnaFunda market-cap-weighted index of the same listed companies, not an official index.
  • Reporting lag. Fundamentals are matched on an assumed 60-day lag after the quarter end, not on real announcement dates.
  • Pools: non-financial: 98,395 company-months from 2019 companies; financial: 5,659 company-months from 108 companies. 2349 companies currently have a result; the rest are suppressed because too few comparable situations exist.

Does it work? A walk-forward check

The walk-forward check has not been run for this build, so skill is shown as not yet measured.

Disclaimer

This is history, not a forecast. These are past situations where other companies had broadly similar reported numbers and price trends. What happened to them does not tell you what will happen to any company shown. The comparison covers only 2020–2025, a single market period, and only companies still listed today. Companies that were delisted or went bankrupt are missing, which makes past outcomes look better than they were. Returns exclude dividends and are measured against an ApnaFunda-built index, not an official benchmark. Fundamentals are matched on a 60-day assumed reporting lag, not actual announcement dates. Its historical skill has not yet been measured. Past patterns may not repeat.

What else looks like this?

Companies with the most similar financial profile today, regardless of industry.

HOME FIRST FINANCE COMPANY INDHOMEFIRST
Finance
58%similar
market capEPS growth
FINKURVE FINANCIAL SERVICES LTFINKURVE
Finance
57%similar
P/BROE
CAPRI GLOBAL CAPITALCGCL
Finance
56%similar
EPS growthP/B

Similarity is statistical, based on reported metrics; it does not imply similar business quality or future returns.

What changed?

30 events since Oct '22

  1. SepPromoterPromoter holding rose 5.0 pts to 46.7% (largest rise in the history since 2019-01).
  2. SepInstitutionsFII + DII holding fell 14.1 pts over 2 quarters to 13.6%.
  3. JulPriceVolume reached 7.7x its 50-day median on 2026-07-01; price +19.9% that day.
  4. AprPriceVolume reached 8.3x its 50-day median on 2026-04-15; price +10.3% that day.
  5. DecPromoterPromoter holding fell 7.1 pts to 41.2% (largest drop in the history since 2019-01).
  6. DecInstitutionsFII + DII holding rose 10.1 pts over 1 quarter to 28.6%.
  7. SepPromoterPromoter holding fell 2.2 pts to 48.2% (largest drop since 2025-06).
  8. SepResultsRevenue (TTM) reached a new high of ₹804 cr.
Show 22 earlier events
  1. JulPriceVolume reached 15.5x its 50-day median on 2025-07-22; price +2.7% that day.
  2. JunPromoterPromoter holding fell 2.2 pts to 50.4%.
  3. JunPriceFell 69% from the Mar 2024 peak to the Jun 2025 low.
  4. JunValuationP/B fell below the 10th percentile of its own history to date (1.9x).
  5. JunPeer rankSlipped to the 2nd quartile of Finance on EPS growth (from the top quartile).
  6. JunPriceVolume reached 6.1x its 50-day median on 2025-06-27; price +1.0% that day.
  7. MarPriceVolume reached 11.1x its 50-day median on 2025-03-27; price +2.5% that day.
  8. DecInstitutionsFII + DII holding fell 4.5 pts over 2 quarters to 23.4%.
  9. SepPriceVolume reached 9.8x its 50-day median on 2024-09-20; price -2.5% that day.
  10. JunResultsRevenue (TTM) reached a new high of ₹656 cr.
  11. JunPeer rankMoved into the 2nd quartile of Finance on ROE (from the 3rd quartile).
  12. JunPriceVolume reached 15.1x its 50-day median on 2024-06-26; price +4.8% that day.
  13. JanPriceRegained the 2021-10 peak, 6 months after the low.
  14. JanValuationP/B crossed above the 90th percentile of its own history to date (5.3x).
  15. JanPriceVolume reached 11.6x its 50-day median on 2024-01-31; price +11.9% that day.
  16. DecPriceVolume reached 10.3x its 50-day median on 2023-12-04; price +15.4% that day.
  17. JulPriceFell 56% from the Oct 2021 peak to the Jul 2023 low.
  18. JulPriceVolume reached 12.3x its 50-day median on 2023-07-24; price +6.5% that day.
  19. JunResultsRevenue (TTM) reached a new high of ₹471 cr.
  20. JunPeer rankSlipped to the 3rd quartile of Finance on EPS growth (from the 2nd quartile).
  21. FebPriceVolume reached 7.2x its 50-day median on 2023-02-10; price +3.6% that day.
  22. OctPriceVolume reached 8.2x its 50-day median on 2022-10-20; price +6.5% that day.

Events are generated from the data by fixed rules.
The month shown is when the change became visible in the reported figures, assuming a 60-day lag after each quarter end; it is not an announcement date.

Where price and fundamentals disagree, market-wide Rewind the whole market to any month

Monthly history95 months · 2019-01 to 2026-11
MonthP/ERevenue (TTM)ROEDebt / Equity
2026-1127.9x₹985 cr14.0%2.4x
2026-1028.5x₹985 cr14.0%2.4x
2026-0927.7x₹985 cr14.0%2.4x
2026-0825.8x₹944 cr14.0%2.4x
2026-0727.3x₹944 cr14.0%2.4x
2026-0622.6x₹944 cr14.0%2.4x
2026-0522.1x₹877 cr14.0%2.3x
2026-0421.4x₹877 cr14.0%2.3x
2026-0314.5x₹877 cr14.0%2.3x
2026-0215.5x₹841 cr14.0%2.3x
2026-0114.9x₹841 cr14.0%2.3x
2025-1215.8x₹841 cr14.0%2.3x
2025-1116.4x₹804 cr14.0%2.3x
2025-1016.5x₹804 cr14.0%2.3x
2025-0916.6x₹804 cr14.0%2.3x
2025-0813.5x₹772 cr14.0%2.3x
2025-0713.9x₹772 cr14.0%2.3x
2025-0614.1x₹772 cr14.0%2.3x
2025-0514.4x₹773 cr14.0%2.0x
2025-0415.1x₹773 cr14.0%2.0x
2025-0316.0x₹773 cr14.0%2.0x
2025-0218.0x₹752 cr14.0%2.0x
2025-0121.0x₹752 cr14.0%2.0x
2024-1224.3x₹752 cr14.0%2.0x
2024-1125.2x₹710 cr14.0%2.0x
2024-1022.7x₹710 cr14.0%2.0x
2024-0930.0x₹710 cr14.0%2.0x
2024-0832.1x₹656 cr14.0%2.0x
2024-0734.1x₹656 cr14.0%2.0x
2024-0637.3x₹656 cr14.0%2.0x
2024-0560.6x₹471 cr9.0%1.8x
2024-0468.7x₹471 cr9.0%1.8x
2024-0358.3x₹471 cr9.0%1.8x
2024-0288.7x₹471 cr9.0%1.8x
2024-0163.4x₹471 cr9.0%1.8x
2023-1244.4x₹471 cr9.0%1.8x
2023-1139.0x₹471 cr9.0%1.8x
2023-1036.9x₹471 cr9.0%1.8x
2023-0931.0x₹471 cr9.0%1.8x
2023-0828.9x₹471 cr9.0%1.8x
2023-0728.8x₹471 cr9.0%1.8x
2023-0624.4x₹471 cr9.0%1.8x
2023-0530.2x₹392 cr8.0%1.6x
2023-0428.2x₹392 cr8.0%1.6x
2023-0329.3x₹392 cr8.0%1.6x
2023-0232.9x₹392 cr8.0%1.6x
2023-0141.6x₹392 cr8.0%1.6x
2022-1242.9x₹392 cr8.0%1.6x
2022-1145.2x₹392 cr8.0%1.6x
2022-1050.4x₹392 cr8.0%1.6x
2022-0937.8x₹392 cr8.0%1.6x
2022-0841.3x₹392 cr8.0%1.6x
2022-0740.4x₹392 cr8.0%1.6x
2022-0640.1x₹392 cr8.0%1.6x
2022-0554.9x₹346 cr7.0%1.5x
2022-0454.3x₹346 cr7.0%1.5x
2022-0357.4x₹346 cr7.0%1.5x
2022-0248.0x₹346 cr7.0%1.5x
2022-0150.5x₹346 cr7.0%1.5x
2021-1252.6x₹346 cr7.0%1.5x
2021-1169.8x₹346 cr7.0%1.5x
2021-1068.2x₹346 cr7.0%1.5x
2021-0964.6x₹346 cr7.0%1.5x
2021-0847.8x₹346 cr7.0%1.5x
2021-0747.7x₹346 cr7.0%1.5x
2021-0644.3x₹346 cr7.0%1.5x
2021-0548.2x₹375 cr8.0%1.6x
2021-0447.3x₹375 cr8.0%1.6x
2021-0361.7x₹375 cr8.0%1.6x
2021-0264.8x₹375 cr8.0%1.6x
2021-0154.4x₹375 cr8.0%1.6x
2020-1254.8x₹375 cr8.0%1.6x
2020-1129.8x₹375 cr8.0%1.6x
2020-1030.2x₹375 cr8.0%1.6x
2020-0932.7x₹375 cr8.0%1.6x
2020-0834.2x₹375 cr8.0%1.6x
2020-0726.0x₹375 cr8.0%1.6x
2020-0616.7x₹375 cr8.0%1.6x
2020-0510.9x₹361 cr9.0%1.7x
2020-0412.1x₹361 cr9.0%1.7x
2020-0311.6x₹361 cr9.0%1.7x
2020-0216.9x₹361 cr9.0%1.7x
2020-0118.7x₹361 cr9.0%1.7x
2019-1230.9x₹361 cr9.0%1.7x
2019-1131.0x₹361 cr9.0%1.7x
2019-1032.9x₹361 cr9.0%1.7x
2019-0929.3x₹361 cr9.0%1.7x
2019-0825.9x₹361 cr9.0%1.7x
2019-0729.4x₹361 cr9.0%1.7x
2019-0626.3x₹361 cr9.0%1.7x
2019-0528.2x₹302 cr10.0%1.8x
2019-0422.0x₹302 cr10.0%1.8x
2019-0321.1x₹302 cr10.0%1.8x
2019-0221.1x₹302 cr10.0%1.8x
2019-0121.3x₹302 cr10.0%1.8x

Methodology and data notes

Methodology

Methodology and data notes

All figures come from public exchange prices and screener.in financial statements. Quarterly and annual results are shown from 60 days after the period end, so a month never uses a result before it would plausibly have been published. Statements are the latest versions, which may include later restatements.

Sector medians, percentiles and indices use today's listed companies in the sector (survivorship bias). Prices are adjusted for splits and bonus issues; around a corporate action the fundamentals may lag the price by up to a month, and affected sections are hidden.

The return decomposition uses price = P/E × net profit ÷ share count. The reverse DCF uses a fixed 12% cost of equity, a 10-year horizon and a 15x terminal P/E, and is an illustration only. Events, flags and twins follow fixed rules and thresholds described next to each section.

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