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SBI CARDS AND PAYMENT SERV LTD (SBICARD)

Finance · Finance/Rental/Leasing · figures to Nov '26

Quality scoreHow the business itself ranks against its sector peers on profitability, 3-year growth and leverage. 50 is the middle of the sector.51 / 100
Profitability 79Growth 23
Momentum scoreHow strong the recent trend is: 3-month price change, 12-month improvement in earnings and the rise in FII + DII holding, among companies above ₹500 cr.43 / 100
Price 39Earnings 60FII/DII 31
Compare withBAJAJ FINANCESHRIRAM FINANCECHOLAMANDALAM INVESTMENT AND F

Share price

Closing priceAdjusted for splits and bonus issues.

₹590.15 latest close · −2.3% over the last 90 sessions

₹550₹600₹650Jul 3Jul 29Aug 24Sep 17Oct 14Nov 9 ₹550₹600₹650Jul 3Sep 4Nov 9

₹590.15 month-end · −32.9% over 12 months

₹600₹800Nov '25Jan '26Apr '26Jun '26Sep '26Nov '26 ₹600₹800Nov '25May '26Nov '26

₹590.15 month-end · −20.2% over 3 years

₹600₹800Nov '23Jun '24Jan '25Sep '25Apr '26Nov '26 ₹600₹800Nov '23May '25Nov '26

₹590.15 month-end · −4.6% since Mar '20

₹600₹800₹1,000₹1,200Mar '20Jul '21Nov '22Mar '24Jul '25Nov '26 ₹600₹800₹1,000₹1,200Mar '20Jul '23Nov '26

52-week range ₹519.05 to ₹906.40 · 1-year volatility 28.7%

Was the rally earned?

-33%share price, 1 yearLower P/E held it back

Earnings helped, the multiple did not.

  • Per-share earnings added 16 points, but investors now pay less per rupee of profit (P/E 44.6x to 24.7x), which took 49 points back.
  • The share count barely moved.
Net profit growth: +16 pts. Points of the price return explained by net profit growing (or shrinking).+16 ptsNet profit growthP/E change: −49 pts. Points of the price return explained by the market paying a higher or lower P/E multiple.−49 ptsP/E changeShare price: −33%−33%Share priceNet profit growth: +16 pts. Points of the price return explained by net profit growing (or shrinking).+16ProfitP/E change: −49 pts. Points of the price return explained by the market paying a higher or lower P/E multiple.−49P/EShare price: −33%−33%Share price
Net profit growth+16 ptsNet profit rose about 21%, which lifts the price.
P/E change-49 ptsThe P/E fell from 44.6x to 24.7x, which lowers the price.
Share count change0 ptsShare count was little changed. More shares would count against the price.
-20%share price, 3 yearsLower P/E held it back

Earnings helped, the multiple did not.

  • Per-share earnings added 0 points, but investors now pay less per rupee of profit (P/E 31.0x to 24.7x), which took 20 points back.
  • The share count barely moved.
Net profit growth: +1 pts. Points of the price return explained by net profit growing (or shrinking).+1 ptsNet profit growthP/E change: −20 pts. Points of the price return explained by the market paying a higher or lower P/E multiple.−20 ptsP/E changeShare count change: 0 pts. Points of the price return explained by the share count changing. More shares count against the price.0 ptsShare count changeShare price: −20%−20%Share priceNet profit growth: +1 pts. Points of the price return explained by net profit growing (or shrinking).+1ProfitP/E change: −20 pts. Points of the price return explained by the market paying a higher or lower P/E multiple.−20P/EShare count change: 0 pts. Points of the price return explained by the share count changing. More shares count against the price.0SharesShare price: −20%−20%Share price
Net profit growth+1 ptsNet profit was little changed.
P/E change-20 ptsThe P/E fell from 31.0x to 24.7x, which lowers the price.
Share count change0 ptsShare count was little changed. More shares would count against the price.
-38%share price, 5 yearsLower P/E held it back

Earnings helped, the multiple did not.

  • Per-share earnings added 66 points, but investors now pay less per rupee of profit (P/E 90.8x to 24.7x), which took 104 points back.
  • The share count barely moved.
Net profit growth: +67 pts. Points of the price return explained by net profit growing (or shrinking).+67 ptsNet profit growthP/E change: −104 pts. Points of the price return explained by the market paying a higher or lower P/E multiple.−104 ptsP/E changeShare count change: −1 pts. Points of the price return explained by the share count changing. More shares count against the price.−1 ptsShare count changeShare price: −38%−38%Share priceNet profit growth: +67 pts. Points of the price return explained by net profit growing (or shrinking).+67ProfitP/E change: −104 pts. Points of the price return explained by the market paying a higher or lower P/E multiple.−104P/EShare count change: −1 pts. Points of the price return explained by the share count changing. More shares count against the price.−1SharesShare price: −38%−38%Share price
Net profit growth+67 ptsNet profit rose about 131%, which lifts the price.
P/E change-104 ptsThe P/E fell from 90.8x to 24.7x, which lowers the price.
Share count change-1 ptsShare count was little changed. More shares would count against the price.
What do "pts" mean?

"pts" are percentage points of the share price return. The parts add up to the total shown for each period. Because price = P/E × net profit ÷ share count, higher profit pushes the price up, a higher P/E pushes it up, and more shares push it down.

Example: if the price rose 34% and profit growth accounts for +58 pts while a lower P/E accounts for -24 pts, then 58 - 24 = 34. The +58 is not the profit growth rate itself: it is the part of the price move that profit growth explains.

Net profit is trailing twelve months as reported with a 60-day lag.

Compare this with BAJAJ FINANCE

How rough has the ride been?

Maximum drawdown-54.0%not yet recovered
1-year volatility28.7%annualised
Beta vs sector index0.763-year daily, correlation 0.54
Volume spikes3last 90 sessions, 5x the 50-day median

Drawdown from peak

0%−20%−40%202120222023202420252026−54.0% 0%−20%−40%202120232025−54.0%
Largest drawdowns

-54.0% (2021-10 peak to 2026-10 low, not yet recovered)

-31.8% (2020-03 peak to 2020-05 low, recovered 2020-07)

-19.8% (2021-02 peak to 2021-04 low, recovered 2021-08)

Most recent volume spikes

2026-08-31: 22.7x the 50-day median, price +0.6% that day

2026-08-20: 5.4x the 50-day median, price +3.8% that day

2026-07-14: 6.9x the 50-day median, price +3.3% that day

Beta is the slope of daily returns against a market-cap-weighted index of the sector's other listed companies, built from today's constituents (so it excludes companies no longer listed).

Is it expensive against its own past and its peers?

3.6xP/B todayNear its historic low
Against its own history4th percentile
CheapestMedian 8.2xDearest

Usual range 4.4x to 15.4x since 2020-03.

Against Finance3.6x vs 1.5x
This company
3.6x
Sector median
1.5x

135% above the Finance median.

0.6x6.7x12.7x18.8xMar '20Jul '21Nov '22Mar '24Jul '25Nov '260.6x6.7x12.7x18.8xMar '20Jun '22Sep '24Nov '26
P/B (this company)10th to 90th percentile of its own historyIts medianFinance median

The chart loads when you open this tab.

P/E (this company)10th to 90th percentile of its own historyIts medianFinance median

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P/S (this company)10th to 90th percentile of its own historyIts medianFinance median
How to read this

Shaded band: 10th to 90th percentile of the company's own P/B history; dotted line: its median; orange line: sector median (companies with a positive multiple, at least 5 in the sector).

Sector figures are built from today's listed companies, so they exclude companies that are no longer listed.

All terms explained in the glossary →

How Finance is valued

Where does it rank among Finance peers?

Each cell is the company's percentile rank among its Finance peers (banks and financial companies) that month.
Darker is better-ranked.
Rows marked ↓ are inverted (lower debt, shorter cash cycle and a lower P/E rank higher).

Where it ranks today

  • ROE (approx.)79th▲ 5 pts vs a year ago
  • EPS growth66th▲ 42 pts vs a year ago
  • P/B ↓16th▲ 5 pts vs a year ago
  • 12M momentum7th▼ 69 pts vs a year ago
  • FII + DII60thflat vs a year ago

Rank history

ROE (approx.)
EPS growth
P/B ↓
12M momentum
FII + DII
Dec '21Jul '22Jan '23Jul '23Jan '24Jul '24Jan '25Jul '25Jan '26Jul '26Nov '26
Lower rank Higher rank Not enough data

Percentiles use today's listed companies in the sector and need at least 5 peers with a value; grey cells have too few.
ROE is computed from net profit and book value where the source does not report it.

The Finance sector page Watch it move against Finance in the Observatory

What is the price implying?

~18%annual earnings growth implied by the priceIn line with delivered growth

At normalised P/E (five-year average earnings) of 27.1x, a holder earning 12%/yr needs earnings to grow about 18.2%/yr for 10 years, then trade at 15x.

Delivered17.0%/yrEPS, last 10 fiscal years · 3-yr avg to 3-yr avg
Gap+1.2 ptsimplied minus delivered
Rank17thmost demanding of 63 financials

Over time

Implied growth by month (solid) and delivered growth (dashed).

0%19%39% Mar 2020Nov 2026 0%19%39% Mar 2020Nov 2026

Change the assumptions

Exit P/E / return11%12%13%
12x19.6%20.7%21.8%
15x17.1%18.2%19.2%
20x13.9%14.9%15.9%

Drag a slider to test other assumptions

Implied: 18.2%/yr

Looking back

  • Jan 2021Price implied 31%/yr; EPS has since grown 9%/yr (6.0 yrs)
  • Jan 2022Price implied 35%/yr; EPS has since grown 17%/yr (5.0 yrs)

Past comparisons cover only companies listed today (survivorship bias) and say nothing about future outcomes.

“Implied growth” is what the current price would require under our stated assumptions, not what we expect. How this is calculated and the market-wide lists.

What prices imply across Finance The market-wide Expectations lists

Key figures

Share Priceclose 9 Nov
₹590.15
P/E
24.7x
Market Cap
₹56162 cr
Revenue (TTM)
₹20063 cr
P/S
2.8x
P/B
3.6x
ROE
15.0%
Debt / Equity
2.8x
Promoter Holding
68.9%
12M Momentum
-33.0%

52-week range

₹519.05₹906.40
18% of the way from its 52-week low to its high

Price risk

1Y volatility
28.7%
Beta vs sector
1-year daily
1.04

Balance sheet & cash

Share count, 1Y
+0.1%

Are profits backed by cash?

1 of 1checks within rangeAll clear
Tax rate26%Within range

Median quarterly effective tax rate over about 2.5 years: 26.0%. Bands: 15% to 35%, 5% to 15% or 35% to 50%, outside 5% to 50%.

Tap a check to see how it is measured

Cash conversion and receivable days are not meaningful for banks and NBFCs, so only the other-income and tax-rate checks are shown.

How to read this

Each check is a named rule with fixed thresholds, not a score. Annual statements are the latest restated figures, so a past year may differ from what was originally reported.

All terms explained in the glossary →

Who has been buying and selling?

  • Over 3 years, DIIs added 0.8 pts.
  • The number of shareholders fell from 9.6 lakh to 7.3 lakh (-24%) between Sep 2023 and Jun 2026.

Holdings, Jun '26

How each group changed

GroupSep '23Jun '26Change
Promoters68.9%68.9%-0.1 pts
FIIs9.1%9.0%-0.1 pts
DIIs17.3%18.1%+0.8 pts
Public and others4.7%4.0%-0.7 pts

Number of shareholders

7.3 lakhshareholders-24% since Sep '23
7.1L8.2L9.3L10.4L Sep '23Jun '24Mar '25Dec '25Jun '26
Sep '23: 9.6 lakh
Dec '23: 10.3 lakh
Mar '24: 10.4 lakh
Jun '24: 10.2 lakh
Sep '24: 9.5 lakh
Dec '24: 9.4 lakh
Mar '25: 8.5 lakh
Jun '25: 7.7 lakh
Sep '25: 7.5 lakh
Dec '25: 7.2 lakh
Mar '26: 7.1 lakh
Jun '26: 7.3 lakh
 7.1L8.2L9.3L10.4L Sep '23Sep '24Sep '25Jun '26
Sep '23: 9.6 lakh
Dec '23: 10.3 lakh
Mar '24: 10.4 lakh
Jun '24: 10.2 lakh
Sep '24: 9.5 lakh
Dec '24: 9.4 lakh
Mar '25: 8.5 lakh
Jun '25: 7.7 lakh
Sep '25: 7.5 lakh
Dec '25: 7.2 lakh
Mar '26: 7.1 lakh
Jun '26: 7.3 lakh

Quarterly shareholding as reported, labelled by the quarter it covers (it becomes visible about two months later).
Shareholder counts are only available for recent quarters.

This quarter's smart-money board

What happened next to similar setups

−13.1%typical 12-month return vs the marketBelow the base rate
  • We found 48 past situations where a bank, NBFC or insurer looked like SBI CARDS AND PAYMENT SERV LTD today on valuation, return on capital, growth, price momentum, size and volatility.
  • Over the following 12 months the middle half of them returned −30% to +15% vs the market, against −3% for all financial companies in the same months.
  • The analogs' median sat below that base rate (gap −10.2%, 80% range −16.9% to −5.4%), but the matches cluster in only 6 distinct 12-month windows.

Where the 48 outcomes landed

−100%−50%0%+50%+100%
UJJIVANSFB · Jan 2021: −60.4% vs market
FINOPB · Oct 2025: −56.4% vs market
FUSION · Jun 2024: −55.2% vs market
SPANDANA · Dec 2020: −54.5% vs market
MASFIN · Feb 2021: −46.0% vs market
IIFL · Jan 2024: −45.6% vs market
UTKARSHBNK · Oct 2024: −43.5% vs market
MANAPPURAM · Sep 2021: −42.6% vs market
IRFC · Oct 2025: −37.1% vs market
CUB · Feb 2021: −36.9% vs market
MUTHOOTCAP · Jan 2021: −34.8% vs market
KOTAKBANK · Aug 2023: −31.2% vs market
UCOBANK · Oct 2025: −29.8% vs market
AAVAS · Sep 2023: −28.1% vs market
BAJAJHFL · Sep 2025: −25.9% vs market
LTF · May 2021: −25.1% vs market
RBLBANK · Nov 2021: −23.1% vs market
IREDA · Aug 2025: −23.0% vs market
HDFCBANK · Sep 2023: −21.8% vs market
BANDHANBNK · Oct 2021: −21.1% vs market
CREDITACC · May 2024: −17.7% vs market
APTUS · Sep 2023: −15.7% vs market
PAISALO · Oct 2023: −13.7% vs market
DCBBANK · Jul 2020: −13.4% vs market
HUDCO · Jul 2025: −12.8% vs market
IOB · Jun 2025: −12.7% vs market
NBIFIN · Jan 2023: −11.9% vs market
FIVESTAR · Dec 2023: −10.4% vs market
ICICIBANK · Sep 2023: −7.9% vs market
HOMEFIRST · Aug 2023: −6.2% vs market
SBIN · Jun 2023: +1.2% vs market
M&MFIN · Feb 2024: +1.8% vs market
AUBANK · Apr 2024: +5.4% vs market
SHRIRAMFIN · Jan 2022: +5.4% vs market
MUTHOOTFIN · Aug 2022: +9.1% vs market
SUNDARMFIN · Aug 2022: +13.0% vs market
INDUSINDBK · Nov 2021: +21.0% vs market
AXISBANK · Nov 2021: +25.8% vs market
CHOLAFIN · Feb 2024: +34.1% vs market
CSBBANK · May 2022: +34.9% vs market
SBFC · Aug 2024: +35.7% vs market
POONAWALLA · Feb 2025: +37.0% vs market
BAJFINANCE · Jul 2024: +37.4% vs market
CANFINHOME · Sep 2022: +37.4% vs market
CHOLAHLDNG · Nov 2022: +45.4% vs market
IDFCFIRSTB · Apr 2022: +57.7% vs market
EQUITASBNK · Oct 2022: +68.6% vs market
MAHABANK · Apr 2022: +70.5% vs market
Similar setups −13.1%All companies −2.9%← worse than the marketbetter than the market →

Each dot is one past situation (hover or tap for details) · Solid dots are the closest matches, listed below · Shaded is the middle half of all companies in the same months

Similar setups' median
−13.1%
All companies' median
−2.9%
Beat the market
38% vs 47%

48 past situations · 48 companies · 35 months · 2020–2025

The closest matches

CompanyWhenP/EP/B12M mom.DrawdownNext 12 months
AAVAS
Finance		 Sep 2023 31x4.2x −22%−22% −28%
BANDHANBNK
Finance		 Oct 2021 21x2.7x +1%−31% −21%
APTUS
Finance		 Sep 2023 29x4.4x −5%−12% −16%
SUNDARMFIN
Finance		 Aug 2022 20x2.9x −19%−19% +13%
CUB
Finance		 Feb 2021 26x2.3x −23%−25% −37%
Show the other 3 matches
CompanyWhenP/EP/B12M mom.DrawdownNext 12 months
BAJAJHFL
Finance		 Sep 2025 40x4.6x −29%−30% −26%
MASFIN
Finance		 Feb 2021 29x4.9x −16%−21% −46%
KOTAKBANK
Finance		 Aug 2023 23x3.1x −8%−13% −31%
How reliable is this?

Matched on P/E, P/B, ROE, revenue growth, 12-month momentum, drawdown from 12-month high, size and volatility. Closest on: drawdown from 12-month high, 12-month momentum and ROE. One match per company and at most 7 from any one month.

Independent periods: the matches fall in 6 distinct 12-month windows. Matches from nearby months share the same market conditions, so fewer windows means less evidence.

How this is built

This is history, not a forecast. These are past situations where other companies had broadly similar reported numbers and price trends. What happened to them does not tell you what will happen to SBI CARDS AND PAYMENT SERV LTD. The comparison covers only 2020–2025, a single market period, and only companies still listed today. Companies that were delisted or went bankrupt are missing, which makes past outcomes look better than they were. Returns exclude dividends and are measured against an ApnaFunda-built index, not an official benchmark. Fundamentals are matched on a 60-day assumed reporting lag, not actual announcement dates. Its historical skill has not yet been measured. Past patterns may not repeat.

Methodology

How historical analogs are built

Data as of 2026-11-09. Outcome pool: Jan 2020 to Oct 2025.

For every company we look at the situation it is in today (valuation, return on capital, margins, debt, growth, 12-month price momentum, drawdown, size and volatility) and find past company-months that looked most like it. We then show what happened to those past situations over the following 12 months, measured against the ApnaFunda All index and against the base rate. It describes history. It does not predict anything.

What is compared

FeatureWeightNon-financialFinancial
P/E1yesyes
P/S1yes—
P/B1—yes
ROCE1yes—
operating margin1yes—
ROE1—yes
debt/equity0.75yes—
interest cover0.5yes—
revenue growth0.75yesyes
12-month momentum1yesyes
drawdown from 12-month high0.75yesyes
size0.75yesyes
volatility0.5yesyes

Weights were set by judgement before any outcome was looked at and are never tuned on results. Loss-making companies (negative P/E or net profit) are only matched with other loss-making companies. Banks, NBFCs and insurers are compared only with each other and use a different feature set. Every feature is converted, month by month, to its rank among companies in the same pool in that month, so a P/E of 30 in a hot market and a P/E of 22 in a cold one can match if both were equally expensive for their time. Only that month's data is used.

How closeness and the sample are defined

Distance is the weighted root-mean-square gap between the standardised features both companies have. A match needs at least 70% of the query's feature weight, a distance of at most 0.9, and 30 matches at minimum to be shown. We keep up to 50 matches with these exclusions: never the company itself, one match per company (its closest month), and at most 7 from any one calendar month so a single market episode cannot dominate.

Base rate

The base rate is the distribution of 12-month returns, relative to the market, of every eligible company-month in the same pool, with each month weighted to match the months the analogs came from. It answers: how did a random company do in these same months? Because matches from nearby months share the same market conditions, we also report the number of distinct 12-month windows behind a result, and a bootstrap that resamples months decides whether the analog median differs from the base rate at all. "Not meaningfully different" is the usual outcome and the page copy is written for it.

Limits you should know

  • One market period. The outcome pool covers 2020–2025 only (70 months), including the 2020 crash and the 2020–21 rally.
  • Survivorship. Only companies listed today are included. Delisted and bankrupt companies are missing, which flatters past outcomes, particularly for distressed-looking setups.
  • Price return only. Dividends are excluded, and the benchmark is an ApnaFunda market-cap-weighted index of the same listed companies, not an official index.
  • Reporting lag. Fundamentals are matched on an assumed 60-day lag after the quarter end, not on real announcement dates.
  • Pools: non-financial: 98,395 company-months from 2019 companies; financial: 5,659 company-months from 108 companies. 2349 companies currently have a result; the rest are suppressed because too few comparable situations exist.

Does it work? A walk-forward check

The walk-forward check has not been run for this build, so skill is shown as not yet measured.

Disclaimer

This is history, not a forecast. These are past situations where other companies had broadly similar reported numbers and price trends. What happened to them does not tell you what will happen to any company shown. The comparison covers only 2020–2025, a single market period, and only companies still listed today. Companies that were delisted or went bankrupt are missing, which makes past outcomes look better than they were. Returns exclude dividends and are measured against an ApnaFunda-built index, not an official benchmark. Fundamentals are matched on a 60-day assumed reporting lag, not actual announcement dates. Its historical skill has not yet been measured. Past patterns may not repeat.

What else looks like this?

Companies with the most similar financial profile today, regardless of industry.

HDB FINANCIAL SERVICESHDBFS
Finance
79%similar
ROEvolatility
AADHAR HOUSING FINANCEAADHARHFC
Finance
66%similar
promoter holdingvolatility
ADITYA BIRLA CAPITALABCAPITAL
Finance
62%similar
promoter holdingP/B

Similarity is statistical, based on reported metrics; it does not imply similar business quality or future returns.

What changed?

30 events since Jun '22

  1. OctPriceFell 54% from the Oct 2021 peak to the Oct 2026 low.
  2. AugPriceVolume reached 22.7x its 50-day median on 2026-08-31; price +0.6% that day.
  3. JunPeer rankMoved into the 2nd quartile of Finance on EPS growth (from the 3rd quartile).
  4. AprPeer rankMoved into the top quartile of Finance on ROE (from the 2nd quartile).
  5. MarResultsYear-on-year EPS growth turned positive.
  6. JanValuationP/B fell below the 10th percentile of its own history to date (5.2x).
  7. JanPriceVolume reached 7.0x its 50-day median on 2026-01-29; price -1.7% that day.
  8. DecPeer rankMoved into the 3rd quartile of Finance on EPS growth (from the bottom quartile).
Show 22 earlier events
  1. DecPriceVolume reached 7.8x its 50-day median on 2025-12-30; price -0.8% that day.
  2. JulValuationP/B fell below the 10th percentile of its own history to date (5.6x).
  3. JunResultsRevenue (TTM) reached a new high of ₹18,073 cr.
  4. JunPeer rankSlipped to the 2nd quartile of Finance on ROE (from the top quartile).
  5. JunPriceVolume reached 10.6x its 50-day median on 2025-06-27; price +1.6% that day.
  6. FebPriceVolume reached 7.6x its 50-day median on 2025-02-13; price +5.3% that day.
  7. DecResultsYear-on-year EPS growth turned negative.
  8. DecPeer rankSlipped to the bottom quartile of Finance on EPS growth (from the 3rd quartile).
  9. SepPriceVolume reached 13.1x its 50-day median on 2024-09-06; price +4.3% that day.
  10. JunResultsRevenue (TTM) reached a new high of ₹16,986 cr.
  11. JunPeer rankSlipped to the 3rd quartile of Finance on EPS growth (from the 2nd quartile).
  12. JanPriceVolume reached 5.5x its 50-day median on 2024-01-29; price -5.8% that day.
  13. NovPriceVolume reached 9.6x its 50-day median on 2023-11-17; price -5.1% that day.
  14. JunResultsRevenue (TTM) reached a new high of ₹13,670 cr.
  15. JunValuationP/B fell below the 10th percentile of its own history to date (8.2x).
  16. JunPeer rankSlipped to the 2nd quartile of Finance on EPS growth (from the top quartile).
  17. JanPriceVolume reached 6.0x its 50-day median on 2023-01-25; price -4.0% that day.
  18. OctPriceVolume reached 7.4x its 50-day median on 2022-10-28; price -5.6% that day.
  19. AugPriceVolume reached 6.1x its 50-day median on 2022-08-17; price +4.1% that day.
  20. JunResultsYear-on-year EPS growth turned positive.
  21. JunPeer rankMoved into the top quartile of Finance on EPS growth (from the bottom quartile).
  22. JunDividendStarted paying a dividend (payout 15% of profit).

Events are generated from the data by fixed rules.
The month shown is when the change became visible in the reported figures, assuming a 60-day lag after each quarter end; it is not an announcement date.

Where price and fundamentals disagree, market-wide Rewind the whole market to any month

Monthly history81 months · 2020-03 to 2026-11
MonthP/ERevenue (TTM)ROEDebt / Equity
2026-1124.7x₹20063 cr15.0%2.8x
2026-1022.0x₹20063 cr15.0%2.8x
2026-0924.2x₹20063 cr15.0%2.8x
2026-0828.3x₹19899 cr15.0%2.8x
2026-0729.0x₹19899 cr15.0%2.8x
2026-0626.1x₹19899 cr15.0%2.8x
2026-0528.4x₹19639 cr15.0%3.3x
2026-0429.3x₹19639 cr15.0%3.3x
2026-0328.9x₹19639 cr15.0%3.3x
2026-0238.4x₹19131 cr15.0%3.3x
2026-0137.4x₹19131 cr15.0%3.3x
2025-1242.8x₹19131 cr15.0%3.3x
2025-1144.6x₹18591 cr15.0%3.3x
2025-1044.5x₹18591 cr15.0%3.3x
2025-0944.4x₹18591 cr15.0%3.3x
2025-0839.9x₹18073 cr15.0%3.3x
2025-0740.1x₹18073 cr15.0%3.3x
2025-0647.3x₹18073 cr15.0%3.3x
2025-0542.8x₹17747 cr22.0%3.3x
2025-0440.6x₹17747 cr22.0%3.3x
2025-0341.0x₹17747 cr22.0%3.3x
2025-0236.1x₹17750 cr22.0%3.3x
2025-0133.5x₹17750 cr22.0%3.3x
2024-1228.6x₹17750 cr22.0%3.3x
2024-1127.6x₹17416 cr22.0%3.3x
2024-1027.1x₹17416 cr22.0%3.3x
2024-0930.5x₹17416 cr22.0%3.3x
2024-0828.6x₹16986 cr22.0%3.3x
2024-0728.7x₹16986 cr22.0%3.3x
2024-0628.6x₹16986 cr22.0%3.3x
2024-0529.0x₹13670 cr26.0%3.2x
2024-0430.5x₹13670 cr26.0%3.2x
2024-0328.6x₹13670 cr26.0%3.2x
2024-0230.1x₹13670 cr26.0%3.2x
2024-0130.0x₹13670 cr26.0%3.2x
2023-1231.8x₹13670 cr26.0%3.2x
2023-1131.0x₹13670 cr26.0%3.2x
2023-1031.3x₹13670 cr26.0%3.2x
2023-0933.1x₹13670 cr26.0%3.2x
2023-0834.2x₹13670 cr26.0%3.2x
2023-0735.8x₹13670 cr26.0%3.2x
2023-0635.5x₹13670 cr26.0%3.2x
2023-0553.5x₹10679 cr23.0%3.0x
2023-0445.1x₹10679 cr23.0%3.0x
2023-0343.2x₹10679 cr23.0%3.0x
2023-0243.8x₹10679 cr23.0%3.0x
2023-0142.2x₹10679 cr23.0%3.0x
2022-1246.4x₹10679 cr23.0%3.0x
2022-1148.1x₹10679 cr23.0%3.0x
2022-1048.2x₹10679 cr23.0%3.0x
2022-0953.3x₹10679 cr23.0%3.0x
2022-0853.8x₹10679 cr23.0%3.0x
2022-0754.8x₹10679 cr23.0%3.0x
2022-0644.8x₹10679 cr23.0%3.0x
2022-0574.5x₹9301 cr17.0%2.8x
2022-0479.4x₹9301 cr17.0%2.8x
2022-0381.3x₹9301 cr17.0%2.8x
2022-0275.0x₹9301 cr17.0%2.8x
2022-0184.0x₹9301 cr17.0%2.8x
2021-1288.6x₹9301 cr17.0%2.8x
2021-1190.8x₹9301 cr17.0%2.8x
2021-10100.8x₹9301 cr17.0%2.8x
2021-0998.3x₹9301 cr17.0%2.8x
2021-08108.9x₹9301 cr17.0%2.8x
2021-0799.0x₹9301 cr17.0%2.8x
2021-0692.7x₹9301 cr17.0%2.8x
2021-0578.8x₹9281 cr28.0%3.3x
2021-0474.2x₹9281 cr28.0%3.3x
2021-0370.0x₹9281 cr28.0%3.3x
2021-0280.6x₹9281 cr28.0%3.3x
2021-0174.4x₹9281 cr28.0%3.3x
2020-1264.2x₹9281 cr28.0%3.3x
2020-1160.3x₹9281 cr28.0%3.3x
2020-1060.3x₹9281 cr28.0%3.3x
2020-0963.9x₹9281 cr28.0%3.3x
2020-0860.9x₹9281 cr28.0%3.3x
2020-0754.8x₹9281 cr28.0%3.3x
2020-0647.5x₹9281 cr28.0%3.3x
2020-0552.2x₹7017 cr29.0%3.8x
2020-0458.0x₹7017 cr29.0%3.8x
2020-0359.9x₹7017 cr29.0%3.8x

Methodology and data notes

Methodology

Methodology and data notes

All figures come from public exchange prices and screener.in financial statements. Quarterly and annual results are shown from 60 days after the period end, so a month never uses a result before it would plausibly have been published. Statements are the latest versions, which may include later restatements.

Sector medians, percentiles and indices use today's listed companies in the sector (survivorship bias). Prices are adjusted for splits and bonus issues; around a corporate action the fundamentals may lag the price by up to a month, and affected sections are hidden.

The return decomposition uses price = P/E × net profit ÷ share count. The reverse DCF uses a fixed 12% cost of equity, a 10-year horizon and a 15x terminal P/E, and is an illustration only. Events, flags and twins follow fixed rules and thresholds described next to each section.

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