Share price
₹17.03 latest close · −30.2% over the last 90 sessions
₹17.03 month-end · −25.7% over 12 months
₹17.03 month-end · −12.0% over 3 years
₹17.03 month-end · −91.2% since Jan '19
52-week range ₹15.10 to ₹25.78 · 1-year volatility 32.9%
Was the rally earned?
Earnings helped, the multiple did not.
- Per-share earnings added 26 points, but investors now pay less per rupee of profit (P/E 26.1x to 14.3x), which took 52 points back.
- The share count barely moved.
Earnings helped, the multiple did not.
- Per-share earnings added 143 points, but investors now pay less per rupee of profit (P/E 74.4x to 14.3x), which took 155 points back.
- The share count rose 11%.
What do "pts" mean?
"pts" are percentage points of the share price return. The parts add up to the total shown for each period. Because price = P/E × net profit ÷ share count, higher profit pushes the price up, a higher P/E pushes it up, and more shares push it down.
Example: if the price rose 34% and profit growth accounts for +58 pts while a lower P/E accounts for -24 pts, then 58 - 24 = 34. The +58 is not the profit growth rate itself: it is the part of the price move that profit growth explains.
Not shown for 5 years: earnings were negative at one end, or there is not enough history.
Net profit is trailing twelve months as reported with a 60-day lag.
How rough has the ride been?
Drawdown from peak
Largest drawdowns
-96.1% (2019-04 peak to 2021-08 low, not yet recovered)
-22.8% (2019-01 peak to 2019-02 low, recovered 2019-02)
Most recent volume spikes
2026-11-06: 6.7x the 50-day median, price +5.9% that day
2026-10-16: 7x the 50-day median, price -3.4% that day
2026-10-15: 12.6x the 50-day median, price -14.5% that day
Beta is the slope of daily returns against a market-cap-weighted index of the sector's other listed companies, built from today's constituents (so it excludes companies no longer listed).
Is it expensive against its own past and its peers?
Usual range 0.8x to 1.6x since 2019-01.
32% below the Finance median.
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How to read this
Shaded band: 10th to 90th percentile of the company's own P/B history; dotted line: its median; orange line: sector median (companies with a positive multiple, at least 5 in the sector).
Sector figures are built from today's listed companies, so they exclude companies that are no longer listed.
Where does it rank among Finance peers?
Each cell is the company's percentile rank among its Finance peers (banks and financial companies) that month.
Darker is better-ranked.
Rows marked ↓ are inverted (lower debt, shorter cash cycle and a lower P/E rank higher).
Where it ranks today
- ROE (approx.)28th▲ 9 pts vs a year ago
- EPS growth83rd▼ 12 pts vs a year ago
- P/B ↓64th▲ 5 pts vs a year ago
- 12M momentum20th▼ 44 pts vs a year ago
- FII + DII94thflat vs a year ago
Rank history
Percentiles use today's listed companies in the sector and need at least 5 peers with a value; grey cells have too few.
ROE is computed from net profit and book value where the source does not report it.
The Finance sector page Watch it move against Finance in the Observatory
What is the price implying?
At a P/E of 29.9x, the price would imply about 20.0%/yr earnings growth for 10 years under the same assumptions, but it is not ranked.
Fewer than six years of annual earnings are available, which is too little to measure delivered growth.
“Implied growth” is what the current price would require under our stated assumptions, not what we expect.
What prices imply across Finance The market-wide Expectations lists
Key figures
- Share Priceclose 9 Nov
- ₹17.03
- P/E
- 14.3x
- Market Cap
- ₹53280 cr
- Revenue (TTM)
- ₹30658 cr
- P/S
- 1.7x
- P/B
- 1.0x
- ROE
- 7.0%
- Debt / Equity
- 1.3x
- 12M Momentum
- -25.7%
52-week range
Price risk
Balance sheet & cash
Are profits backed by cash?
Tax rate25%Within range
Median quarterly effective tax rate over about 2.5 years: 25.0%. Bands: 15% to 35%, 5% to 15% or 35% to 50%, outside 5% to 50%.
Tap a check to see how it is measured
Cash conversion and receivable days are not meaningful for banks and NBFCs, so only the other-income and tax-rate checks are shown.
How to read this
Each check is a named rule with fixed thresholds, not a score. Annual statements are the latest restated figures, so a past year may differ from what was originally reported.
Who has been buying and selling?
- Over 2 years, FIIs added 22.3 pts; DIIs trimmed 17.9 pts.
- The number of shareholders rose from 49.9 lakh to 58.4 lakh (+17%) between Dec 2023 and Jun 2026.
Holdings, Jun '26
How each group changed
Number of shareholders
Quarterly shareholding as reported, labelled by the quarter it covers (it becomes visible about two months later).
Shareholder counts are only available for recent quarters.
What happened next to similar setups
- We found 50 past situations where a bank, NBFC or insurer looked like YES BANK LIMITED today on valuation, return on capital, growth, price momentum, size and volatility.
- Over the following 12 months the middle half of them returned −16% to +45% vs the market, against +1% for all financial companies in the same months.
- The analogs' median sat above that base rate (gap +10.4%, 80% range +2.0% to +17.7%), but the matches cluster in only 6 distinct 12-month windows.
Where the 50 outcomes landed
Each dot is one past situation (hover or tap for details) · Solid dots are the closest matches, listed below · Shaded is the middle half of all companies in the same months · 7 beyond the range shown, drawn at the edge
50 past situations · 50 companies · 33 months · 2020–2025
The closest matches
| Company | When | P/E | P/B | 12M mom. | Drawdown | Next 12 months |
|---|---|---|---|---|---|---|
| LTF Finance |
Dec 2021 | 20x | 1.0x | −11% | −31% | +8% |
| BANDHANBNK Finance |
Aug 2024 | 15x | 1.5x | −13% | −23% | −12% |
| IDBI Finance |
Nov 2023 | 18x | 1.5x | +17% | −14% | +2% |
| UCOBANK Finance |
Mar 2025 | 18x | 1.6x | −32% | −42% | −35% |
| PNBHOUSING Finance |
Feb 2024 | 17x | 1.6x | +40% | −21% | +15% |
Show the other 3 matches
| Company | When | P/E | P/B | 12M mom. | Drawdown | Next 12 months |
|---|---|---|---|---|---|---|
| CENTRALBK Finance |
Mar 2025 | 10x | 1.1x | −29% | −41% | −25% |
| RBLBANK Finance |
Nov 2021 | 21x | 1.4x | −18% | −32% | −23% |
| KARURVYSYA Finance |
Jan 2020 | 18x | 0.6x | −46% | −48% | −26% |
How reliable is this?
Matched on P/E, P/B, ROE, revenue growth, 12-month momentum, drawdown from 12-month high, size and volatility. Closest on: 12-month momentum, drawdown from 12-month high and ROE. One match per company and at most 7 from any one month.
Independent periods: the matches fall in 6 distinct 12-month windows. Matches from nearby months share the same market conditions, so fewer windows means less evidence.
What else looks like this?
Companies with the most similar financial profile today, regardless of industry.
Similarity is statistical, based on reported metrics; it does not imply similar business quality or future returns.
What changed?
30 events since Jul '20
- OctPriceVolume reached 12.6x its 50-day median on 2026-10-15; price -14.5% that day.
- SepInstitutionsFII + DII holding rose 3.3 pts over 2 quarters to 70.2%.
- JunPeer rankMoved into the 3rd quartile of Finance on ROE (from the bottom quartile).
- OctPriceVolume reached 7.3x its 50-day median on 2025-10-10; price +7.0% that day.
- JunSharesShare count is up 9.0% over 12 months.
- JunPriceVolume reached 14.8x its 50-day median on 2025-06-03; price -10.4% that day.
- DecResultsRevenue (TTM) reached a new high of ₹29,909 cr.
- JulValuationP/B crossed above the 90th percentile of its own history to date (1.8x).
Show 22 earlier events
- JulPriceVolume reached 6.3x its 50-day median on 2024-07-05; price +11.2% that day.
- JunResultsYear-on-year EPS growth turned positive.
- JunPeer rankMoved into the top quartile of Finance on EPS growth (from the bottom quartile).
- FebPriceVolume reached 7.3x its 50-day median on 2024-02-08; price +0.7% that day.
- DecValuationP/B crossed above the 90th percentile of its own history to date (1.5x).
- DecPriceVolume reached 5.1x its 50-day median on 2023-12-12; price +5.2% that day.
- SepPriceVolume reached 8.7x its 50-day median on 2023-09-04; price +7.2% that day.
- JunSharesShare count is up 14.8% over 12 months.
- DecValuationP/B crossed above the 90th percentile of its own history to date (1.5x).
- DecPriceVolume reached 19.0x its 50-day median on 2022-12-09; price +11.0% that day.
- AugPriceVolume reached 23.1x its 50-day median on 2022-08-02; price +12.5% that day.
- JunResultsEPS (TTM) turned positive.
- AprPriceVolume reached 9.6x its 50-day median on 2022-04-07; price +5.8% that day.
- MarPriceVolume reached 8.5x its 50-day median on 2022-03-17; price +1.2% that day.
- JanDebtDebt / equity halved over 12 months to 1.93x.
- SepPriceVolume reached 9.8x its 50-day median on 2021-09-16; price +15.7% that day.
- AugPriceFell 96% from the Apr 2019 peak to the Aug 2021 low.
- JulSharesShare count is up 99.6% over 12 months.
- JunDebtDebt / equity halved over 12 months to 1.93x.
- JunPriceVolume reached 6.5x its 50-day median on 2021-06-07; price +9.5% that day.
- NovPriceVolume reached 14.9x its 50-day median on 2020-11-27; price +4.3% that day.
- JulPriceVolume reached 55.3x its 50-day median on 2020-07-28; price -3.3% that day.
Events are generated from the data by fixed rules.
The month shown is when the change became visible in the reported figures, assuming a 60-day lag after each quarter end; it is not an announcement date.
Where price and fundamentals disagree, market-wide Rewind the whole market to any month
Monthly history95 months · 2019-01 to 2026-11
| Month | P/E | Revenue (TTM) | ROE | Debt / Equity |
|---|---|---|---|---|
| 2026-11 | 14.3x | ₹30658 cr | 7.0% | 1.3x |
| 2026-10 | 12.7x | ₹30658 cr | 7.0% | 1.3x |
| 2026-09 | 17.6x | ₹30658 cr | 7.0% | 1.3x |
| 2026-08 | 20.6x | ₹30209 cr | 7.0% | 1.3x |
| 2026-07 | 20.5x | ₹30209 cr | 7.0% | 1.3x |
| 2026-06 | 21.8x | ₹30209 cr | 7.0% | 1.3x |
| 2026-05 | 22.9x | ₹30170 cr | 5.0% | 1.5x |
| 2026-04 | 19.7x | ₹30170 cr | 5.0% | 1.5x |
| 2026-03 | 17.1x | ₹30170 cr | 5.0% | 1.5x |
| 2026-02 | 22.8x | ₹30450 cr | 5.0% | 1.5x |
| 2026-01 | 23.5x | ₹30450 cr | 5.0% | 1.5x |
| 2025-12 | 23.7x | ₹30450 cr | 5.0% | 1.5x |
| 2025-11 | 26.1x | ₹30798 cr | 5.0% | 1.5x |
| 2025-10 | 25.8x | ₹30798 cr | 5.0% | 1.5x |
| 2025-09 | 24.1x | ₹30798 cr | 5.0% | 1.5x |
| 2025-08 | 24.5x | ₹30918 cr | 5.0% | 1.5x |
| 2025-07 | 24.3x | ₹30918 cr | 5.0% | 1.5x |
| 2025-06 | 26.1x | ₹30918 cr | 5.0% | 1.5x |
| 2025-05 | 30.7x | ₹30753 cr | 3.0% | 1.9x |
| 2025-04 | 25.3x | ₹30753 cr | 3.0% | 1.9x |
| 2025-03 | 24.1x | ₹30753 cr | 3.0% | 1.9x |
| 2025-02 | 28.9x | ₹29909 cr | 3.0% | 1.9x |
| 2025-01 | 33.2x | ₹29909 cr | 3.0% | 1.9x |
| 2024-12 | 33.8x | ₹29909 cr | 3.0% | 1.9x |
| 2024-11 | 41.6x | ₹28886 cr | 3.0% | 1.9x |
| 2024-10 | 42.5x | ₹28886 cr | 3.0% | 1.9x |
| 2024-09 | 46.8x | ₹28886 cr | 3.0% | 1.9x |
| 2024-08 | 52.5x | ₹27606 cr | 3.0% | 1.9x |
| 2024-07 | 58.9x | ₹27606 cr | 3.0% | 1.9x |
| 2024-06 | 52.6x | ₹27606 cr | 3.0% | 1.9x |
| 2024-05 | 88.5x | ₹22702 cr | 2.0% | 1.9x |
| 2024-04 | 100.6x | ₹22702 cr | 2.0% | 1.9x |
| 2024-03 | 89.2x | ₹22702 cr | 2.0% | 1.9x |
| 2024-02 | 94.0x | ₹22702 cr | 2.0% | 1.9x |
| 2024-01 | 92.7x | ₹22702 cr | 2.0% | 1.9x |
| 2023-12 | 82.5x | ₹22702 cr | 2.0% | 1.9x |
| 2023-11 | 74.4x | ₹22702 cr | 2.0% | 1.9x |
| 2023-10 | 61.3x | ₹22702 cr | 2.0% | 1.9x |
| 2023-09 | 66.3x | ₹22702 cr | 2.0% | 1.9x |
| 2023-08 | 64.6x | ₹22702 cr | 2.0% | 1.9x |
| 2023-07 | 65.2x | ₹22702 cr | 2.0% | 1.9x |
| 2023-06 | 62.5x | ₹22702 cr | 2.0% | 1.9x |
| 2023-05 | 38.6x | ₹19019 cr | 3.0% | 2.1x |
| 2023-04 | 37.4x | ₹19019 cr | 3.0% | 2.1x |
| 2023-03 | 35.8x | ₹19019 cr | 3.0% | 2.1x |
| 2023-02 | 41.5x | ₹19019 cr | 3.0% | 2.1x |
| 2023-01 | 41.1x | ₹19019 cr | 3.0% | 2.1x |
| 2022-12 | 49.0x | ₹19019 cr | 3.0% | 2.1x |
| 2022-11 | 40.8x | ₹19019 cr | 3.0% | 2.1x |
| 2022-10 | 37.0x | ₹19019 cr | 3.0% | 2.1x |
| 2022-09 | 37.3x | ₹19019 cr | 3.0% | 2.1x |
| 2022-08 | 39.2x | ₹19019 cr | 3.0% | 2.1x |
| 2022-07 | 35.6x | ₹19019 cr | 3.0% | 2.1x |
| 2022-06 | 30.1x | ₹19019 cr | 3.0% | 2.1x |
| 2022-05 | — | ₹20039 cr | -13.0% | 1.9x |
| 2022-04 | — | ₹20039 cr | -13.0% | 1.9x |
| 2022-03 | — | ₹20039 cr | -13.0% | 1.9x |
| 2022-02 | — | ₹20039 cr | -13.0% | 1.9x |
| 2022-01 | — | ₹20039 cr | -13.0% | 1.9x |
| 2021-12 | — | ₹20039 cr | -13.0% | 1.9x |
| 2021-11 | — | ₹20039 cr | -13.0% | 1.9x |
| 2021-10 | — | ₹20039 cr | -13.0% | 1.9x |
| 2021-09 | — | ₹20039 cr | -13.0% | 1.9x |
| 2021-08 | — | ₹20039 cr | -13.0% | 1.9x |
| 2021-07 | — | ₹20039 cr | -13.0% | 1.9x |
| 2021-06 | — | ₹20039 cr | -13.0% | 1.9x |
| 2021-05 | — | ₹26052 cr | -68.0% | 5.2x |
| 2021-04 | — | ₹26052 cr | -68.0% | 5.2x |
| 2021-03 | — | ₹26052 cr | -68.0% | 5.2x |
| 2021-02 | — | ₹26052 cr | -68.0% | 5.2x |
| 2021-01 | — | ₹26052 cr | -68.0% | 5.2x |
| 2020-12 | — | ₹26052 cr | -68.0% | 5.2x |
| 2020-11 | — | ₹26052 cr | -68.0% | 5.2x |
| 2020-10 | — | ₹26052 cr | -68.0% | 5.2x |
| 2020-09 | — | ₹26052 cr | -68.0% | 5.2x |
| 2020-08 | — | ₹26052 cr | -68.0% | 5.2x |
| 2020-07 | — | ₹26052 cr | -68.0% | 5.2x |
| 2020-06 | — | ₹26052 cr | -68.0% | 5.2x |
| 2020-05 | — | ₹29624 cr | 6.0% | 4.0x |
| 2020-04 | — | ₹29624 cr | 6.0% | 4.0x |
| 2020-03 | — | ₹29624 cr | 6.0% | 4.0x |
| 2020-02 | 4.7x | ₹29624 cr | 6.0% | 4.0x |
| 2020-01 | 5.3x | ₹29624 cr | 6.0% | 4.0x |
| 2019-12 | 6.4x | ₹29624 cr | 6.0% | 4.0x |
| 2019-11 | 9.3x | ₹29624 cr | 6.0% | 4.0x |
| 2019-10 | 9.5x | ₹29624 cr | 6.0% | 4.0x |
| 2019-09 | 5.6x | ₹29624 cr | 6.0% | 4.0x |
| 2019-08 | 8.1x | ₹29624 cr | 6.0% | 4.0x |
| 2019-07 | 12.4x | ₹29624 cr | 6.0% | 4.0x |
| 2019-06 | 14.7x | ₹29624 cr | 6.0% | 4.0x |
| 2019-05 | 8.0x | ₹20269 cr | 18.0% | 2.9x |
| 2019-04 | 9.1x | ₹20269 cr | 18.0% | 2.9x |
| 2019-03 | 15.0x | ₹20269 cr | 18.0% | 2.9x |
| 2019-02 | 12.6x | ₹20269 cr | 18.0% | 2.9x |
| 2019-01 | 10.6x | ₹20269 cr | 18.0% | 2.9x |